1. Reserve Bank of India – Liabilities and Assets*
(₹ Crore)
Item 2024 2025 Variation
Mar. 1 Feb. 21 Feb. 28 Week Year
1 2 3 4 5
4 Loans and Advances          
4.1 Central Government 0 0 0 0
4.2 State Governments 3252 22112 22937 825 19685
* Data are provisional; difference, if any, is due to rounding off.

2. Foreign Exchange Reserves*
Item As on February 28, 2025 Variation over
Week End-March 2024 Year
₹ Cr. US$ Mn. ₹ Cr. US$ Mn. ₹ Cr. US$ Mn. ₹ Cr. US$ Mn.
1 2 3 4 5 6 7 8
1 Total Reserves 5589313 638698 35563 -1781 198057 -7720 402169 13073
1.1 Foreign Currency Assets # 4754944 543350 39134 -493 -6900 -27601 159723 -10882
1.2 Gold 641218 73272 -5450 -1304 201899 20597 239788 24856
1.3 SDRs 157504 17998 1674 27 6281 -134 6772 -182
1.4 Reserve Position in the IMF 35646 4078 205 -12 -3223 -584 -4114 -719
* Difference, if any, is due to rounding off.
# Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); and (c) amounts lent under the SAARC and ACU currency swap arrangements.

4. Scheduled Commercial Banks – Business in India
(₹ Crore)
Item Outstanding as on Feb. 21, 2025 Variation over
Fortnight Financial year so far Year-on-Year
2023-24 2024-25 2024 2025
1 2 3 4 5 6
2 Liabilities to Others            
2.1 Aggregate Deposits 22284446 -40963 2160916 1809219 2342976 2079616
  (22222583)   (2048129)   (2230189) (2130541)
2.1a Growth (Per cent)   -0.2 12.0 8.8 13.1 10.3
      (11.4)   (12.5) (10.6)
2.1.1 Demand 2524096 31563 187877 80242 217577 155788
2.1.2 Time 19760350 -72526 1973039 1728977 2125399 1923828
2.2 Borrowings 900975 -39583 333689 123033 312512 121957
2.3 Other Demand and Time Liabilities 1021782 -19955 131736 84354 158438 100395
7 Bank Credit 17989988 26559 2538899 1557824 2763866 1775853
  (17556785)   (2002494)   (2227461) (1879056)
7.1a Growth (Per cent)   0.1 18.6 9.5 20.5 11.0
      (14.6)   (16.6) (12.0)
7a.1 Food Credit 47448 -6497 20596 24367 5225 6946
7a.2 Non-food Credit 17942540 33056 2518303 1533457 2758641 1768907
1. Data since July 14, 2023 include the impact of the merger of a non-bank with a bank.
2. Figures in parentheses exclude the impact of the merger.

6. Money Stock: Components and Sources
(₹ Crore)
Item Outstanding as on Variation over
2024 2025 Fortnight Financial Year so far Year-on-Year
2023-24 2024-25 2024 2025
Mar. 31 Feb. 21 Amount % Amount % Amount % Amount % Amount %
1 2 3 4 5 6 7 8 9 10 11 12
M3 24831618 26851620 -20565 -0.1 2150353 9.6 2020002 8.1 2400782 10.9 2357506 9.6
  (24939860) (26913482) (-21706) (-0.1)     (1973622) (7.9)     (2306582) (9.4)
1 Components (1.1.+1.2+1.3+1.4)                        
1.1 Currency with the Public 3410276 3557833 20532 0.6 85197 2.6 147557 4.3 138897 4.3 196199 5.8
1.2 Demand Deposits with Banks 2586888 2664976 30928 1.2 189921 8.2 78088 3.0 217937 9.5 154457 6.2
1.3 Time Deposits with Banks 18739918 20515499 -73410 -0.4 1869177 11.2 1775582 9.5 2024258 12.3 1977356 10.7
  (18848160) (20577362) (-74551) (-0.4)     (1729202) (9.2)     (1926432) (10.3)
1.4 ‘Other’ Deposits with Reserve Bank 94536 113312 1385 1.2 6057 7.8 18776 19.9 19690 30.7 29494 35.2
2 Sources (2.1+2.2+2.3+2.4-2.5)                        
2.1 Net Bank Credit to Government 7512016 8099668 -57195 -0.7 58261 0.8 587652 7.8 369548 5.4 875874 12.1
  (7603571) (8150550) (-57195) (-0.7)     (546979) (7.2)     (835083) (11.4)
2.1.1 Reserve Bank 1193213 1193390 -26989   -486130   177   -251529   228394  
2.1.2 Other Banks 6318803 6906278 -30206 -0.4 544391 9.5 587475 9.3 621077 11.0 647480 10.3
  (6410358) (6957160) (-30205) (-0.4)     (546802) (8.5)     (606689) (9.6)
2.2 Bank Credit to Commercial Sector 16672145 18368392 37550 0.2 2004936 13.9 1696247 10.2 2246205 15.8 1933820 11.8
  (17202832) (18801595) (35110) (0.2)     (1598763) (9.3)     (1830618) (10.8)
2.2.1 Reserve Bank 14406 28593 7801   -15428   14187   -1408   17472  
2.2.2 Other Banks 16657739 18339799 29749 0.2 2020364 14.0 1682060 10.1 2247613 15.9 1916348 11.7
  (17188426) (18773002) (27308) (0.1)     (1584576) (9.2)     (1813146) (10.7)
Note: Figures in parentheses include the impact of merger of a non-bank with a bank.

8. Liquidity Operations by RBI
(₹ Crore)
Date Liquidity Adjustment Facility Standing Liquidity Facilities OMO (Outright) Net Injection (+)/ Absorption (-)
(1+3+5+7+9-2-4-6-8)
Repo Reverse Repo Variable Rate Repo Variable Rate Reverse Repo MSF SDF Sale Purchase
1 2 3 4 5 6 7 8 9 10
Feb. 24, 2025 36775 2400 78791 -39616
Feb. 25, 2025 75012 895 112841 -36934
Feb. 26, 2025 443 101569 -101126
Feb. 27, 2025 49955 1334 103098 -51809
Feb. 28, 2025 16258 8943 97238 -72037
Mar. 01, 2025 5761 118757 -112996
Mar. 02, 2025 5797 122853 -117056
SDF: Standing Deposit Facility; MSF: Marginal Standing Facility.

The above information can be accessed on Internet at https://wss.rbi.org.in/.

The concepts and methodologies for WSS are available in Handbook on WSS (https://rbi.org.in/scripts/PublicationsView.aspx?id=15762).

Time series data are available at https://data.rbi.org.in.

Ajit Prasad          
Deputy General Manager
(Communications)    

Press Release: 2024-2025/2329