Revised Kisan Credit Card (KCC) Scheme

The Reserve Bank of India had, on February 12, 2026, issued the Draft Directions on Revised Kisan Credit Card (KCC) Scheme for public / stakeholder feedback.

2. Feedback received on the draft Directions has been examined and consequent modifications, as deemed appropriate, have been suitably incorporated in the final Directions. A statement on the feedback received on the draft Directions is provided in the Annex.

3. Accordingly, the Reserve Bank has today issued the final Directions as given below:

1. Reserve Bank of India [Commercial Banks – Kisan Credit Card (KCC) Scheme] Directions, 2026

2. Reserve Bank of India [Small Finance Banks – Kisan Credit Card (KCC) Scheme] Directions, 2026

3. Reserve Bank of India [Regional Rural Banks – Kisan Credit Card (KCC) Scheme] Directions, 2026

4. Reserve Bank of India [Rural Co-operative Banks – Kisan Credit Card (KCC) Scheme] Directions, 2026

(Brij Raj)           
Chief General Manager

Press Release: 2026-2027/503