| 1. Reserve Bank of India – Liabilities and Assets* |
| (₹ Crore) |
| Item |
2025 |
2026 |
Variation |
| Jul. 11 |
Jul. 03 |
Jul. 10 |
Week |
Year |
| 1 |
2 |
3 |
4 |
5 |
| 4 Loans and Advances |
|
|
|
|
|
| 4.1 Central Government |
0 |
0 |
0 |
0 |
0 |
| 4.2 State Governments |
20431 |
40761 |
20078 |
-20682 |
-353 |
| * Data are provisional; difference, if any, is due to rounding off. |
| 2. Foreign Exchange Reserves* |
| Item |
As on Jul. 10, 2026 |
Variation over |
| Week |
End-March 2026 |
Year |
| ₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
| 1 Total Reserves |
6436221 |
675157 |
15619 |
964 |
-117640 |
-15951 |
458072 |
-21515 |
| 1.1 Foreign Currency Assets # |
5209825 |
546508 |
14078 |
930 |
-27542 |
-5775 |
157259 |
-42302 |
| 1.2 Gold |
1003147 |
105230 |
1235 |
24 |
-91163 |
-10166 |
279355 |
20881 |
| 1.3 SDRs |
177563 |
18626 |
209 |
3 |
974 |
5 |
16220 |
-176 |
| 1.4 Reserve Position in the IMF |
45686 |
4793 |
97 |
7 |
91 |
-15 |
5238 |
82 |
* Difference, if any, is due to rounding off. # Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); (c) amounts lent under SAARC and ACU currency swap arrangements; and (d) RBI’s contribution to funding of Nexus Global Payments. |
| 4. Scheduled Commercial Banks – Business in India |
| (₹ Crore) |
| Item |
Outstanding as on Jun. 30, 2026 |
Variation over |
| Fortnight |
Financial Year so far |
Year-on-Year |
| 2025-26 |
2026-27 |
2025 |
2026 |
| 1 |
2 |
3 |
4 |
5 |
6 |
| 2 Liabilities to Others |
|
|
|
|
|
|
| 2.1 Aggregate Deposits |
26538493 |
696805 |
845044 |
309707 |
2140248 |
3112848 |
| 2.1a Growth (Per cent) |
|
2.7 |
3.7 |
1.2 |
10.1 |
13.3 |
| 2.1.1 Demand |
3535579 |
344781 |
374826 |
-153695 |
471197 |
462704 |
| 2.1.2 Time |
23002915 |
352023 |
470219 |
463402 |
1669051 |
2650144 |
| 2.2 Borrowings |
839970 |
-131378 |
-65030 |
32053 |
85757 |
-10248 |
| 2.3 Other Demand and Time Liabilities |
1186944 |
-66349 |
-14816 |
63422 |
117237 |
140128 |
| 7 Bank Credit |
21928365 |
381249 |
242227 |
568468 |
1600171 |
3442165 |
| 7.1a Growth (Per cent) |
|
1.8 |
1.3 |
2.7 |
9.5 |
18.6 |
| 7a.1 Food Credit |
132049 |
-1845 |
27858 |
61778 |
30485 |
67661 |
| 7a.2 Non-food credit |
21796315 |
383094 |
214370 |
506690 |
1569686 |
3374505 |
Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023. As per the Banking Laws (Amendment) Act, 2025, the definition of fortnight has been revised from alternate Fridays to 15th and last calendar day of a month, w.e.f. December 15, 2025. |
| 6. Money Stock: Components and Sources |
| (₹ Crore) |
| Item |
Outstanding as on |
Variation over |
| 2026 |
Fortnight^ |
Financial Year so far |
Year-on-Year |
| 2025-26 |
2026-27 |
2025 |
2026 |
| Mar. 31 |
Jun. 30 |
Amount |
% |
Amount |
% |
Amount |
% |
Amount |
% |
Amount |
% |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
| M3 |
31453126 |
31887695 |
666958 |
2.1 |
943867 |
3.5 |
434569 |
1.4 |
2439351 |
9.5 |
3657240 |
13.0 |
| 1 Components (1.1.+1.2+1.3+1.4) |
|
|
|
|
|
|
|
|
|
|
|
|
| 1.1 Currency with the Public |
4065488 |
4199830 |
-29511 |
-0.7 |
91901 |
2.5 |
134343 |
3.3 |
276598 |
8.0 |
477178 |
12.8 |
| 1.2 Demand Deposits with Banks |
3844879 |
3690383 |
334055 |
10.0 |
375353 |
13.2 |
-154496 |
-4.0 |
469139 |
17.1 |
475008 |
14.8 |
| 1.3 Time Deposits with Banks |
23410625 |
23875417 |
360196 |
1.5 |
481222 |
2.3 |
464792 |
2.0 |
1680684 |
8.6 |
2691686 |
12.7 |
| 1.4 ‘Other’ Deposits with Reserve Bank |
132134 |
122065 |
2218 |
1.9 |
-4610 |
-4.1 |
-10069 |
-7.6 |
12931 |
13.5 |
13368 |
12.3 |
| 2 Sources (2.1+2.2+2.3+2.4-2.5) |
|
|
|
|
|
|
|
|
|
|
|
|
| 2.1 Net Bank Credit to Government |
9369275 |
9336814 |
-5878 |
-0.1 |
9207 |
0.1 |
-32461 |
-0.3 |
1030547 |
13.8 |
816781 |
9.6 |
| 2.1.1 Reserve Bank |
2079086 |
1923070 |
-21571 |
|
5255 |
|
-156016 |
|
487219 |
|
409710 |
|
| 2.1.2 Other Banks |
7290189 |
7413743 |
15693 |
0.2 |
3952 |
0.1 |
123554 |
1.7 |
543328 |
8.4 |
407071 |
5.8 |
| 2.2 Bank Credit to Commercial Sector |
22226641 |
22784978 |
391554 |
1.7 |
215243 |
1.1 |
558337 |
2.5 |
1634378 |
9.3 |
3501606 |
18.2 |
| 2.2.1 Reserve Bank |
28247 |
19161 |
5605 |
|
-29216 |
|
-9086 |
|
-1892 |
|
10132 |
|
| 2.2.2 Other Banks |
22198394 |
22765816 |
385950 |
1.7 |
244459 |
1.3 |
567423 |
2.6 |
1636271 |
9.3 |
3491474 |
18.1 |
Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 14, 2023. ^: With respect to June 15, 2026. |
| 8. Liquidity Operations by RBI |
| (₹ Crore) |
| Date |
Liquidity Adjustment Facility |
Standing Liquidity Facilities |
OMO (Outright) |
Net Injection (+)/ Absorption (-) (1+3+5+7+9-2-4-6-8) |
| Repo |
Reverse Repo |
Variable Rate Repo |
Variable Rate Reverse Repo |
MSF |
SDF |
Sale |
Purchase |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
| 06-Jul-26 |
– |
– |
14600 |
– |
5737 |
149525 |
-985 |
– |
– |
-130173 |
| 07-Jul-26 |
– |
– |
1135 |
– |
241 |
151892 |
– |
– |
– |
-150516 |
| 08-Jul-26 |
– |
– |
665 |
– |
282 |
99812 |
– |
– |
– |
-98865 |
| 09-Jul-26 |
– |
– |
46729 |
– |
78 |
167785 |
– |
– |
– |
-120978 |
| 10-Jul-26 |
– |
– |
50015 |
– |
298 |
174262 |
– |
– |
– |
-123949 |
| 11-Jul-26 |
– |
– |
– |
– |
477 |
172088 |
– |
– |
– |
-171611 |
| 12-Jul-26 |
– |
– |
– |
– |
740 |
172284 |
– |
– |
– |
-171544 |
| SDF: Standing Deposit Facility; MSF: Marginal Standing Facility. |
Ajit Prasad Deputy General Manager (Communications)
Press Release: 2026-2027/697
|