| 1. Reserve Bank of India – Liabilities and Assets* |
| (₹ Crore) |
| Item |
2025 |
2026 |
Variation |
| Jul. 25 |
Jul. 17 |
Jul. 24 |
Week |
Year |
| 1 |
2 |
3 |
4 |
5 |
| 4 Loans and Advances |
|
|
|
|
|
| 4.1 Central Government |
0 |
0 |
0 |
0 |
0 |
| 4.2 State Governments |
24026 |
20629 |
24197 |
3568 |
171 |
| * Data are provisional; difference, if any, is due to rounding off. |
| 2. Foreign Exchange Reserves* |
| Item |
As on Jul. 24, 2026 |
Variation over |
| Week |
End-March 2026 |
Year |
| ₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
| 1 Total Reserves |
6587915 |
682354 |
76752 |
6118 |
34054 |
-8753 |
547035 |
-15838 |
| 1.1 Foreign Currency Assets # |
5367324 |
555929 |
61494 |
4873 |
129957 |
3647 |
271837 |
-32997 |
| 1.2 Gold |
994988 |
103058 |
15299 |
1308 |
-99321 |
-12338 |
253461 |
17353 |
| 1.3 SDRs |
179746 |
18617 |
-18 |
-53 |
3157 |
-4 |
17005 |
-192 |
| 1.4 Reserve Position in the IMF |
45857 |
4750 |
-23 |
-11 |
262 |
-58 |
4732 |
-3 |
* Difference, if any, is due to rounding off. # Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); (c) amounts lent under SAARC and ACU currency swap arrangements; and (d) RBI’s contribution to funding of Nexus Global Payments. |
| 4. Scheduled Commercial Banks – Business in India |
| (₹ Crore) |
| Item |
Outstanding as on Jul. 15, 2026 |
Variation over |
| Fortnight |
Financial Year so far |
Year-on-Year |
| 2025-26 |
2026-27 |
2025 |
2026 |
| 1 |
2 |
3 |
4 |
5 |
6 |
| 2 Liabilities to Others |
|
|
|
|
|
|
| 2.1 Aggregate Deposits |
26284574 |
-259710 |
745105 |
55787 |
2148534 |
2958868 |
| 2.1a Growth (Per cent) |
|
-1.0 |
3.3 |
0.2 |
10.1 |
12.7 |
| 2.1.1 Demand |
3191601 |
-347705 |
103986 |
-497673 |
411713 |
389566 |
| 2.1.2 Time |
23092973 |
87995 |
641119 |
553460 |
1736821 |
2569302 |
| 2.2 Borrowings |
918791 |
78966 |
-59963 |
110874 |
-29492 |
63505 |
| 2.3 Other Demand and Time Liabilities |
1140844 |
-41670 |
-89709 |
17321 |
85494 |
168921 |
| 7 Bank Credit |
21733383 |
-197015 |
225920 |
373486 |
1657774 |
3263490 |
| 7.1a Growth (Per cent) |
|
-0.9 |
1.2 |
1.7 |
9.9 |
17.7 |
| 7a.1 Food Credit |
120730 |
-11319 |
22462 |
50459 |
28730 |
61738 |
| 7a.2 Non-food credit |
21612652 |
-185697 |
203459 |
323027 |
1629044 |
3201753 |
Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023. As per the Banking Laws (Amendment) Act, 2025, the definition of fortnight has been revised from alternate Fridays to 15th and last calendar day of a month, w.e.f. December 15, 2025. |
| 6. Money Stock: Components and Sources |
| (₹ Crore) |
| Item |
Outstanding as on |
Variation over |
| 2026 |
Fortnight^ |
Financial Year so far |
Year-on-Year |
| 2025-26 |
2026-27 |
2025 |
2026 |
| Mar. 31 |
Jul. 15 |
Amount |
% |
Amount |
% |
Amount |
% |
Amount |
% |
Amount |
% |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
| M3 |
31453126 |
31646426 |
-246894 |
-0.8 |
854667 |
3.1 |
193300 |
0.6 |
2440169 |
9.5 |
3505170 |
12.5 |
| 1 Components (1.1.+1.2+1.3+1.4) |
|
|
|
|
|
|
|
|
|
|
|
|
| 1.1 Currency with the Public |
4065488 |
4212008 |
12343 |
0.3 |
98264 |
2.7 |
146520 |
3.6 |
260123 |
7.5 |
482992 |
13.0 |
| 1.2 Demand Deposits with Banks |
3844879 |
3344685 |
-349425 |
-9.5 |
104805 |
3.7 |
-500194 |
-13.0 |
411259 |
16.2 |
399858 |
13.6 |
| 1.3 Time Deposits with Banks |
23410625 |
23968560 |
91080 |
0.4 |
654772 |
3.2 |
557935 |
2.4 |
1750624 |
8.9 |
2611280 |
12.2 |
| 1.4 ‘Other’ Deposits with Reserve Bank |
132134 |
121173 |
-892 |
-0.7 |
-3174 |
-2.8 |
-10961 |
-8.3 |
18162 |
19.7 |
11040 |
10.0 |
| 2 Sources (2.1+2.2+2.3+2.4-2.5) |
|
|
|
|
|
|
|
|
|
|
|
|
| 2.1 Net Bank Credit to Government |
9369275 |
9345605 |
8230 |
0.1 |
103379 |
1.2 |
-23670 |
-0.3 |
919840 |
12.0 |
731401 |
8.5 |
| 2.1.1 Reserve Bank |
2079086 |
1881214 |
-41856 |
|
78221 |
|
-197872 |
|
504790 |
|
294887 |
|
| 2.1.2 Other Banks |
7290189 |
7464391 |
50086 |
0.7 |
25158 |
0.4 |
174203 |
2.4 |
415050 |
6.3 |
436514 |
6.2 |
| 2.2 Bank Credit to Commercial Sector |
22226641 |
22583517 |
-203494 |
-0.9 |
198366 |
1.0 |
356876 |
1.6 |
1690317 |
9.6 |
3317021 |
17.2 |
| 2.2.1 Reserve Bank |
28247 |
12202 |
-6960 |
|
-30281 |
|
-16046 |
|
-3142 |
|
4237 |
|
| 2.2.2 Other Banks |
22198394 |
22571315 |
-196535 |
-0.9 |
228647 |
1.2 |
372922 |
1.7 |
1693459 |
9.6 |
3312785 |
17.2 |
Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 14, 2023. ^: With respect to June 30, 2026. |
| 8. Liquidity Operations by RBI |
| (₹ Crore) |
| Date |
Liquidity Adjustment Facility |
Standing Liquidity Facilities |
OMO (Outright) |
Net Injection (+)/ Absorption (-) (1+3+5+7+9-2-4-6-8) |
| Repo |
Reverse Repo |
Variable Rate Repo |
Variable Rate Reverse Repo |
MSF |
SDF |
Sale |
Purchase |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
| 20-Jul-26 |
– |
– |
72051 |
– |
623 |
153619 |
565 |
– |
– |
-80380 |
| 21-Jul-26 |
– |
– |
34291 |
– |
54 |
128594 |
1560 |
– |
– |
-92689 |
| 22-Jul-26 |
– |
– |
7200 |
– |
216 |
129551 |
– |
– |
– |
-122135 |
| 23-Jul-26 |
– |
– |
– |
– |
483 |
185102 |
1047 |
– |
– |
-183572 |
| 24-Jul-26 |
– |
– |
– |
– |
55 |
178417 |
-976 |
– |
– |
-179338 |
| 25-Jul-26 |
– |
– |
– |
– |
60 |
174793 |
– |
– |
– |
-174733 |
| 26-Jul-26 |
– |
– |
– |
– |
148 |
175530 |
– |
– |
– |
-175382 |
| SDF: Standing Deposit Facility; MSF: Marginal Standing Facility. |
Ajit Prasad Deputy General Manager (Communications)
Press Release: 2026-2027/790
|