| 1. Reserve Bank of India – Liabilities and Assets* |
| (₹ Crore) |
| Item |
2025 |
2026 |
Variation |
| Aug. 08 |
Jul. 31 |
Aug. 07 |
Week |
Year |
| 1 |
2 |
3 |
4 |
5 |
| 4 Loans and Advances |
|
|
|
|
|
| 4.1 Central Government |
0 |
0 |
0 |
0 |
0 |
| 4.2 State Governments |
42792 |
17100 |
29684 |
12584 |
-13108 |
| * Data are provisional; difference, if any, is due to rounding off. |
| 2. Foreign Exchange Reserves* |
| Item |
As on Aug. 07, 2026 |
Variation over |
| Week |
End-March 2026 |
Year |
| ₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
| 1 Total Reserves |
6732093 |
707002 |
119945 |
14136 |
178232 |
15894 |
650963 |
13384 |
| 1.1 Foreign Currency Assets # |
5471605 |
574625 |
82740 |
9946 |
234238 |
22343 |
351690 |
-9353 |
| 1.2 Gold |
1035407 |
108738 |
35821 |
3995 |
-58903 |
-6657 |
280016 |
22578 |
| 1.3 SDRs |
178487 |
18745 |
356 |
79 |
1898 |
123 |
14183 |
4 |
| 1.4 Reserve Position in the IMF |
46595 |
4894 |
1028 |
116 |
999 |
86 |
5074 |
155 |
* Difference, if any, is due to rounding off. # Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); (c) amounts lent under SAARC and ACU currency swap arrangements; and (d) RBI’s contribution to funding of Nexus Global Payments. |
| 4. Scheduled Commercial Banks – Business in India |
| (₹ Crore) |
| Item |
Outstanding as on Jul. 31, 2026 |
Variation over |
| Fortnight |
Financial Year so far |
Year-on-Year |
| 2025-26 |
2026-27 |
2025 |
2026 |
| 1 |
2 |
3 |
4 |
5 |
6 |
| 2 Liabilities to Others |
|
|
|
|
|
|
| 2.1 Aggregate Deposits |
26941367 |
660688 |
769226 |
712581 |
2156259 |
3591541 |
| 2.1a Growth (Per cent) |
|
2.5 |
3.4 |
2.7 |
10.2 |
15.4 |
| 2.1.1 Demand |
3431419 |
239803 |
178319 |
-257855 |
432148 |
555051 |
| 2.1.2 Time |
23509949 |
420885 |
590907 |
970436 |
1724111 |
3036490 |
| 2.2 Borrowings |
911164 |
-7660 |
-77695 |
103247 |
-97636 |
73611 |
| 2.3 Other Demand and Time Liabilities |
1197381 |
59299 |
-71960 |
73858 |
90704 |
207709 |
| 7 Bank Credit |
22078095 |
343420 |
257405 |
718198 |
1687442 |
3576717 |
| 7.1a Growth (Per cent) |
|
1.6 |
1.4 |
3.4 |
10.0 |
19.3 |
| 7a.1 Food Credit |
117830 |
-2900 |
20143 |
47559 |
28484 |
61156 |
| 7a.2 Non-food credit |
21960264 |
346320 |
237262 |
670639 |
1658958 |
3515562 |
Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023. As per the Banking Laws (Amendment) Act, 2025, the definition of fortnight has been revised from alternate Fridays to 15th and last calendar day of a month, w.e.f. December 15, 2025. |
| 6. Money Stock: Components and Sources |
| (₹ Crore) |
| Item |
Outstanding as on |
Variation over |
| 2026 |
Fortnight^ |
Financial Year so far |
Year-on-Year |
| 2025-26 |
2026-27 |
2025 |
2026 |
| Mar. 31 |
Jul. 31 |
Amount |
% |
Amount |
% |
Amount |
% |
Amount |
% |
Amount |
% |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
| M3 |
31453126 |
32281302 |
638771 |
2.0 |
853284 |
3.1 |
828176 |
2.6 |
2466361 |
9.6 |
4141428 |
14.7 |
| 1 Components (1.1.+1.2+1.3+1.4) |
|
|
|
|
|
|
|
|
|
|
|
|
| 1.1 Currency with the Public |
4065488 |
4185446 |
-26562 |
-0.6 |
76706 |
2.1 |
119958 |
3.0 |
281369 |
8.2 |
477988 |
12.9 |
| 1.2 Demand Deposits with Banks |
3844879 |
3585981 |
241281 |
7.2 |
178643 |
6.3 |
-258898 |
-6.7 |
431253 |
16.7 |
567315 |
18.8 |
| 1.3 Time Deposits with Banks |
23410625 |
24387268 |
422618 |
1.8 |
603599 |
2.9 |
976643 |
4.2 |
1737322 |
8.9 |
3081161 |
14.5 |
| 1.4 ‘Other’ Deposits with Reserve Bank |
132134 |
122607 |
1434 |
1.2 |
-5664 |
-5.0 |
-9527 |
-7.2 |
16418 |
18.0 |
14965 |
13.9 |
| 2 Sources (2.1+2.2+2.3+2.4-2.5) |
|
|
|
|
|
|
|
|
|
|
|
|
| 2.1 Net Bank Credit to Government |
9369275 |
9359609 |
14004 |
0.1 |
30491 |
0.4 |
-9666 |
-0.1 |
863104 |
11.2 |
818293 |
9.6 |
| 2.1.1 Reserve Bank |
2079086 |
1872698 |
-8516 |
|
-5955 |
|
-206388 |
|
441240 |
|
370548 |
|
| 2.1.2 Other Banks |
7290189 |
7486911 |
22520 |
0.3 |
36447 |
0.5 |
196722 |
2.7 |
421864 |
6.4 |
447744 |
6.4 |
| 2.2 Bank Credit to Commercial Sector |
22226641 |
22933415 |
348607 |
1.5 |
232852 |
1.2 |
706775 |
3.2 |
1723163 |
9.8 |
3632435 |
18.8 |
| 2.2.1 Reserve Bank |
28247 |
15097 |
2895 |
|
-25862 |
|
-13150 |
|
1448 |
|
2714 |
|
| 2.2.2 Other Banks |
22198394 |
22918318 |
345712 |
1.5 |
258714 |
1.4 |
719925 |
3.2 |
1721715 |
9.8 |
3629721 |
18.8 |
Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 14, 2023. ^: With respect to July 15, 2026. |
| 8. Liquidity Operations by RBI |
| (₹ Crore) |
| Date |
Liquidity Adjustment Facility |
Standing Liquidity Facilities |
OMO (Outright) |
Net Injection (+)/ Absorption (-) (1+3+5+7+9-2-4-6-8) |
| Repo |
Reverse Repo |
Variable Rate Repo |
Variable Rate Reverse Repo |
MSF |
SDF |
Sale |
Purchase |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
| 03-Aug-26 |
– |
– |
– |
– |
640 |
257461 |
-1120 |
– |
– |
-257941 |
| 04-Aug-26 |
– |
– |
– |
– |
345 |
345717 |
-1265 |
– |
– |
-346637 |
| 05-Aug-26 |
– |
– |
– |
– |
171 |
355172 |
– |
– |
– |
-355001 |
| 06-Aug-26 |
– |
– |
– |
130286 |
3686 |
245409 |
– |
– |
– |
-372009 |
| 07-Aug-26 |
– |
– |
– |
– |
586 |
230555 |
– |
– |
– |
-229969 |
| 08-Aug-26 |
– |
– |
– |
– |
938 |
226203 |
– |
– |
– |
-225265 |
| 09-Aug-26 |
– |
– |
– |
– |
32 |
224228 |
– |
– |
– |
-224196 |
| SDF: Standing Deposit Facility; MSF: Marginal Standing Facility. |
Ajit Prasad Deputy General Manager (Communications)
Press Release: 2026-2027/893
|