1. Reserve Bank of India – Liabilities and Assets*
(₹ Crore)
Item 2025 2026 Variation
Oct. 17 Oct. 9 Oct. 16 Week Year
1 2 3 4 5
4 Loans and Advances          
4.1 Central Government – 0 0 0 0
4.2 State Governments 30095 58569 29700 -28869 -395
* Data are provisional; difference, if any, is due to rounding off.

2. Foreign Exchange Reserves*
Item As on October 16, 2026 Variation over
Week End-March 2026 Year
₹ Cr. US$ Mn. ₹ Cr. US$ Mn. ₹ Cr. US$ Mn. ₹ Cr. US$ Mn.
1 2 3 4 5 6 7 8
1 Total Reserves 6846160 721016 -176258 -5011 292298 29909 668188 18736
1.1 Foreign Currency Assets # 5619655 591847 -160658 -5758 382288 39565 601720 21437
1.2 Gold 1004583 105800 -11937 706 -89726 -9595 49697 -2746
1.3 SDRs 176396 18578 -3008 30 -193 -44 11700 -144
1.4 Reserve Position in the IMF 45525 4791 -655 11 -70 -17 5072 189
* Difference, if any, is due to rounding off.
# Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); (c) amounts lent under SAARC and ACU currency swap arrangements; and (d) RBI’s contribution to funding of Nexus Global Payments.

4. Scheduled Commercial Banks – Business in India
(₹ Crore)
Item Outstanding as on Oct. 15, 2026 Variation over
Fortnight Financial Year so far Year-on-Year
2025-26 2026-27 2025 2026
1 2 3 4 5 6
2 Liabilities to Others            
2.1 Aggregate Deposits 27875910 -519170 1302614 1647123 2074883 3992695
2.1a Growth (Per cent)   -1.8 5.8 6.3 9.5 16.7
2.1.1 Demand 3299048 -436882 275653 -390226 429094 325346
2.1.2 Time 24576862 -82287 1026961 2037349 1645789 3667349
2.2 Borrowings 1000281 36258 -54451 192364 -4599 139483
2.3 Other Demand and Time Liabilities 1224273 -15538 30789 100750 141805 131852
7 Bank Credit 22742777 -252075 991782 1382880 1998080 3507023
7.1a Growth (Per cent)   -1.1 5.4 6.5 11.6 18.2
7a.1 Food Credit 100093 3806 15959 29821 33836 47603
7a.2 Non-food credit 22642685 -255881 975824 1353059 1964245 3459420
Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023.
As per the Banking Laws (Amendment) Act, 2025, the definition of fortnight has been revised from alternate Fridays to 15th and last calendar day of a month, w.e.f. December 15, 2025.

6. Money Stock: Components and Sources
(₹ Crore)
Item Outstanding as on Variation over
2026 Fortnight^ Financial Year so far Year-on-Year
2025-26 2026-27 2025 2026
Mar. 31 Oct. 15 Amount % Amount % Amount % Amount % Amount %
1 2 3 4 5 6 7 8 9 10 11 12
M3 31453126 33300300 -469584 -1.4 1427771 5.2 1847174 5.9 2425079 9.2 4585940 16.0
1 Components (1.1.+1.2+1.3+1.4)                        
1.1 Currency with the Public 4065488 4255656 48468 1.2 98342 2.7 190168 4.7 313860 9.2 526563 14.1
1.2 Demand Deposits with Banks 3844879 3453877 -437434 -11.2 278893 9.8 -391002 -10.2 430930 16.0 334962 10.7
1.3 Time Deposits with Banks 23410625 25463077 -81225 -0.3 1048933 5.1 2052451 8.8 1663670 8.3 3711635 17.1
1.4 ‘Other’ Deposits with Reserve Bank 132134 127690 607 0.5 1603 1.4 -4444 -3.4 16618 16.9 12780 11.1
2 Sources (2.1+2.2+2.3+2.4-2.5)                        
2.1 Net Bank Credit to Government 9369275 9454452 37488 0.4 183110 2.2 85177 0.9 768453 9.7 760516 8.7
2.1.1 Reserve Bank 2079086 1581500 -32652 -17080   -497586   358593   90474  
2.1.2 Other Banks 7290189 7872952 70140 0.9 200190 2.9 582763 8.0 409860 6.0 670042 9.3
2.2 Bank Credit to Commercial Sector 22226641 23602596 -250808 -1.1 978875 5.1 1375955 6.2 2041735 11.3 3555592 17.7
2.2.1 Reserve Bank 28247 9013 2782   -23309   -19234   5761   -5923  
2.2.2 Other Banks 22198394 23593583 -253590 -1.1 1002184 5.3 1395189 6.3 2035974 11.3 3561515 17.8
Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 14, 2023.
^: With respect to September 30, 2026.

8. Liquidity Operations by RBI
(₹ Crore)
Date Liquidity Adjustment Facility Standing Liquidity Facilities OMO (Outright) Net Injection (+)/ Absorption (-)
(1+3+5+7+9-2-4-6-8)
Repo Reverse Repo Variable Rate Repo Variable Rate Reverse Repo MSF SDF Sale Purchase
1 2 3 4 5 6 7 8 9 10
12-Oct-26 – – – 37558 6 206081 – – – -243633
13-Oct-26 – – – 71580 1306 137826 – – – -208100
14-Oct-26 – – – 25533 1697 105429 575 25000 – -153690
15-Oct-26 – – – 9562 630 179621 2764 – – -185789
16-Oct-26 – – – – 8316 159615 1580 – – -149719
17-Oct-26 – – – – 6591 143278 – – – -136687
18-Oct-26 – – – – 10410 144678 – – – -134268
SDF: Standing Deposit Facility; MSF: Marginal Standing Facility.

Ajit Prasad          
Deputy General Manager
(Communications)    

Press Release: 2026-2027/1377