1. Reserve Bank of India – Liabilities and Assets*
(₹ Crore)
Item 2023 2024 Variation
Nov. 17 Nov. 8 Nov. 15 Week Year
1 2 3 4 5
4 Loans and Advances          
4.1 Central Government 0 0 11817 11817 11817
4.2 State Governments 17338 37124 28634 -8490 11296
* Data are provisional; difference, if any, is due to rounding off.

2. Foreign Exchange Reserves*
Item As on Nov. 15, 2024 Variation over
Week End-March 2024 Year
₹ Cr. US$ Mn. ₹ Cr. US$ Mn. ₹ Cr. US$ Mn. ₹ Cr. US$ Mn.
1 2 3 4 5 6 7 8
1 Total Reserves 5552871 657892 -148074 -17761 161615 11473 594710 62495
1.1 Foreign Currency Assets # 4809631 569835 -129640 -15548 47787 -1116 426116 43444
1.2 Gold 554921 65746 -17274 -2068 115602 13071 171507 19704
1.3 SDRs 152470 18064 -747 -94 1247 -68 1482 -67
1.4 Reserve Position in the IMF 35849 4247 -414 -51 -3020 -415 -4396 -586
* Difference, if any, is due to rounding off.
# Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); and (c) amounts lent under the SAARC and ACU currency swap arrangements.

4. Scheduled Commercial Banks – Business in India
(₹ Crore)
Item Outstanding as on
Nov. 1, 2024
Variation over
Fortnight Financial year so far Year-on-Year
2023-24 2024-25 2023 2024
1 2 3 4 5 6
2 Liabilities to Others            
2.1 Aggregate Deposits 22043537 235205 1668176 1568311 2345766 2331448
  (21972024)   (1536316)   (2213905) (2391795)
2.1a Growth (Per cent)   1.1 9.2 7.7 13.5 11.8
      (8.5)   (12.7) (12.2)
2.1.1 Demand 2562700 18092 108311 118846 232183 273958
2.1.2 Time 19480838 217113 1559865 1449464 2113583 2057490
2.2 Borrowings 863454 -1943 387639 85512 345219 30487
2.3 Other Demand and Time Liabilities 948845 -1771 92297 11417 168820 66897
7 Bank Credit 17439892 202218 1909290 1007728 2658293 1855366
  (16978858)   (1325196)   (2074198) (1978427)
7.1a Growth (Per cent)   1.2 14.0 6.1 20.6 11.9
      (9.7)   (16.0) (13.2)
7a.1 Food Credit 30055 11400 2898 6974 -15576 7251
7a.2 Non-food Credit 17409837 190817 1906392 1000754 2673869 1848115
1. Data since July 14, 2023 include the impact of the merger of a non-bank with a bank.
2. Figures in parentheses exclude the impact of the merger.

6. Money Stock: Components and Sources
(₹ Crore)
Item Outstanding as on Variation over
2024 Fortnight Financial Year so far Year-on-Year
2023-24 2024-25 2023 2024
Mar. 31 Nov. 1 Amount % Amount % Amount % Amount % Amount %
1 2 3 4 5 6 7 8 9 10 11 12
M3 24831618 26476902 260192 1.0 1471753 6.6 1645284 6.6 2357069 11.0 2661389 11.2
  (24939860) (26548415) (259133) (1.0)     (1608555) (6.4)     (2601042) (10.9)
1 Components (1.1.+1.2+1.3+1.4)                        
1.1 Currency with the Public 3410276 3456892 41660 1.2 -69955 -2.1 46617 1.4 123411 4.0 250412 7.8
1.2 Demand Deposits with Banks 2586888 2705097 17110 0.6 110265 4.8 118209 4.6 233122 10.6 274234 11.3
1.3 Time Deposits with Banks 18739918 20215212 200012 1.0 1434928 8.6 1475294 7.9 1997088 12.4 2111319 11.7
  (18848160) (20286725) (198954) (1.0)     (1438565) (7.6)     (2050971) (11.2)
1.4 ‘Other’ Deposits with Reserve Bank 94536 99701 1409 1.4 -3485 -4.5 5165 5.5 3448 4.9 25425 34.2
2 Sources (2.1+2.2+2.3+2.4-2.5)                        
2.1 Net Bank Credit to Government 7512016 8019784 157517 2.0 258929 3.6 507768 6.8 815689 12.3 595322 8.0
  (7603571) (8073626) (149770) (1.9)     (470055) (6.2)     (541630) (7.2)
2.1.1 Reserve Bank 1193213 1211153 78720   -334623   17940   -110483   94650  
2.1.2 Other Banks 6318803 6808631 78797 1.2 593552 10.4 489828 7.8 926172 17.2 500672 7.9
  (6410358) (6862473) (71050) (1.0)     (452115) (7.1)     (446980) (7.0)
2.2 Bank Credit to Commercial Sector 16672145 17730467 190843 1.1 1312725 9.1 1058322 6.3 2085708 15.3 1988106 12.6
  (17202832) (18191501) (186232) (1.0)     (988670) (5.7)     (1865046) (11.4)
2.2.1 Reserve Bank 14406 9394 218   -21312   -5013   -7441   4157  
2.2.2 Other Banks 16657739 17721074 190625 1.1 1334037 9.3 1063335 6.4 2093150 15.3 1983949 12.6
  (17188426) (18182108) (186014) (1.0)     (993682) (5.8)     (1860889) (11.4)
Note: Figures in parentheses include the impact of merger of a non-bank with a bank.

8. Liquidity Operations by RBI
(₹ Crore)
Date Liquidity Adjustment Facility Standing Liquidity Facilities OMO (Outright) Net Injection (+)/ Absorption (-)
(1+3+5+7+9-2-4-6-8)
Repo Reverse Repo Variable Rate Repo Variable Rate Reverse Repo MSF SDF Sale Purchase
1 2 3 4 5 6 7 8 9 10
Nov. 11, 2024 61960 6627 129417 -184750
Nov. 12, 2024 29150 3373 103697 -129474
Nov. 13, 2024 49732 8077 65540 -107195
Nov. 14, 2024 8405 1659 185021 -191767
Nov. 15, 2024 2124 160722 -158598
Nov. 16, 2024 1073 131150 -130077
Nov. 17, 2024 125 105669 -105544
SDF: Standing Deposit Facility; MSF: Marginal Standing Facility.

The above information can be accessed on Internet at https://wss.rbi.org.in/.

The concepts and methodologies for WSS are available in Handbook on WSS (https://rbi.org.in/scripts/PublicationsView.aspx?id=15762).

Time series data are available at https://data.rbi.org.in.

Ajit Prasad          
Deputy General Manager
(Communications)    

Press Release: 2024-2025/1565