1. Reserve Bank of India – Liabilities and Assets*
(₹ Crore)
Item 2023 2024 Variation
Dec. 29 Dec. 20 Dec. 27 Week Year
1 2 3 4 5
4 Loans and Advances          
4.1 Central Government 0 0 0 0
4.2 State Governments 2579 19820 21841 2021 19262
* Data are provisional; difference, if any, is due to rounding off.

2. Foreign Exchange Reserves*
Item As on December 27, 2024 Variation over
Week End-March 2024 Year
₹ Cr. US$ Mn. ₹ Cr. US$ Mn. ₹ Cr. US$ Mn. ₹ Cr. US$ Mn.
1 2 3 4 5 6 7 8
1 Total Reserves 5476869 640279 -2082 -4112 85613 -6140 291084 17078
1.1 Foreign Currency Assets # 4721047 551921 -11116 -4641 -40797 -19029 130895 305
1.2 Gold 566843 66268 8006 541 127524 13593 164695 17940
1.3 SDRs 152881 17873 812 -12 1657 -259 59 -492
1.4 Reserve Position in the IMF 36097 4217 215 0 -2772 -445 -4565 -675
* Difference, if any, is due to rounding off.
# Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); and (c) amounts lent under the SAARC and ACU currency swap arrangements.

4. Scheduled Commercial Banks – Business in India
(₹ Crore)
Item Outstanding as on
Dec. 13, 2024
Variation over
Fortnight Financial year so far Year-on-Year
2023-24 2024-25 2023 2024
1 2 3 4 5 6
2 Liabilities to Others            
2.1 Aggregate Deposits 22067718 50252 1747643 1592491 2437177 2276161
  (21999902)   (1623672)   (2313207) (2332316)
2.1a Growth (Per cent)   0.2 9.7 7.8 14.0 11.5
      (9.0)   (13.3) (11.9)
2.1.1 Demand 2603709 26920 139073 159856 287072 284206
2.1.2 Time 19464009 23332 1608570 1432636 2150106 1991956
2.2 Borrowings 908079 -42944 316663 130136 300195 146087
2.3 Other Demand and Time Liabilities 1157301 135627 244909 219873 278223 122740
7 Bank Credit 17587669 78713 2104245 1155505 2625038 1808189
  (17142168)   (1528839)   (2049632) (1938094)
7.1a Growth (Per cent)   0.4 15.4 7.0 20.0 11.5
      (11.2)   (15.6) (12.7)
7a.1 Food Credit 52307 1053 22594 29226 -12075 9807
7a.2 Non-food Credit 17535362 77661 2081651 1126279 2637112 1798382
1. Data since July 14, 2023 include the impact of the merger of a non-bank with a bank.
2. Figures in parentheses exclude the impact of the merger.

6. Money Stock: Components and Sources
(₹ Crore)
Item Outstanding as on Variation over
2024 Fortnight Financial Year so far Year-on-Year
2023-24 2024-25 2023 2024
Mar. 31 Dec. 13 Amount % Amount % Amount % Amount % Amount %
1 2 3 4 5 6 7 8 9 10 11 12
M3 24831618 26522266 74035 0.3 1624580 7.3 1690648 6.8 2483822 11.6 2553925 10.7
  (24939860) (26590081) (72690) (0.3)     (1650220) (6.6)     (2497770) (10.4)
1 Components (1.1.+1.2+1.3+1.4)                        
1.1 Currency with the Public 3410276 3476238 32021 0.9 -4795 -0.1 65962 1.9 143946 4.6 204597 6.3
1.2 Demand Deposits with Banks 2586888 2744780 26144 1.0 141644 6.1 157892 6.1 288959 13.3 282538 11.5
1.3 Time Deposits with Banks 18739918 20202003 19619 0.1 1490397 8.9 1462085 7.8 2039968 12.7 2042641 11.2
  (18848160) (20269818) (18274) (0.1)     (1421658) (7.5)     (1986485) (10.9)
1.4 ‘Other’ Deposits with Reserve Bank 94536 99244 -3748 -3.6 -2666 -3.4 4708 5.0 10950 17.1 24149 32.2
2 Sources (2.1+2.2+2.3+2.4-2.5)                        
2.1 Net Bank Credit to Government 7512016 8048578 13163 0.2 110208 1.5 536562 7.1 750609 11.5 772837 10.6
  (7603571) (8099444) (12811) (0.2)     (495873) (6.5)     (722898) (9.8)
2.1.1 Reserve Bank 1193213 1239095 -3250   -337787   45882   15382   125756  
2.1.2 Other Banks 6318803 6809483 16414 0.2 447995 7.8 490680 7.8 735227 13.5 647081 10.5
  (6410358) (6860349) (16062) (0.2)     (449991) (7.0)     (597142) (9.5)
2.2 Bank Credit to Commercial Sector 16672145 17901757 66489 0.4 1520304 10.5 1229611 7.4 2061071 14.8 1951816 12.2
  (17202832) (18347258) (55976) (0.3)     (1144426) (6.7)     (1821912) (11.0)
2.2.1 Reserve Bank 14406 10271 -192   -21318   -4135   -9052   5041  
2.2.2 Other Banks 16657739 17891485 66681 0.4 1541623 10.7 1233746 7.4 2070122 14.9 1946776 12.2
  (17188426) (18336986) (56168) (0.3)     (1148561) (6.7)     (1816871) (11.0)
Note: Figures in parentheses include the impact of merger of a non-bank with a bank.

8. Liquidity Operations by RBI
(₹ Crore)
Date Liquidity Adjustment Facility Standing Liquidity Facilities OMO (Outright) Net Injection (+)/ Absorption (-)
(1+3+5+7+9-2-4-6-8)
Repo Reverse Repo Variable Rate Repo Variable Rate Reverse Repo MSF SDF Sale Purchase
1 2 3 4 5 6 7 8 9 10
Dec. 23, 2024 111281 258 104798 6741
Dec. 24, 2024 37953 314 105859 -67592
Dec. 25, 2024 9210 99023 -89813
Dec. 26, 2024 913 119377 -118464
Dec. 27, 2024 213570 31127 61909 20 182808
Dec. 28, 2024 17087 48120 -31033
Dec. 29, 2024 16460 50576 -34116
SDF: Standing Deposit Facility; MSF: Marginal Standing Facility.

The above information can be accessed on Internet at https://wss.rbi.org.in/.

The concepts and methodologies for WSS are available in Handbook on WSS (https://rbi.org.in/scripts/PublicationsView.aspx?id=15762).

Time series data are available at https://data.rbi.org.in.

Ajit Prasad          
Deputy General Manager
(Communications)    

Press Release: 2024-2025/1850