1. Reserve Bank of India – Liabilities and Assets*
(₹ Crore)
Item 2024 2025 Variation
Jan. 12 Jan. 3 Jan. 10 Week Year
1 2 3 4 5
4 Loans and Advances          
4.1 Central Government 0 0 0 0
4.2 State Governments 16087 36637 14620 -22017 -1467
* Data are provisional; difference, if any, is due to rounding off.

2. Foreign Exchange Reserves*
Item As on January 10,
2025
Variation over
Week End-March 2024 Year
₹ Cr. US$ Mn. ₹ Cr. US$ Mn. ₹ Cr. US$ Mn. ₹ Cr. US$ Mn.
1 2 3 4 5 6 7 8
1 Total Reserves 5380402 625871 -63231 -8714 -10854 -20548 247940 6934
1.1 Foreign Currency Assets # 4607932 536011 -71341 -9469 -153912 -34939 59520 -12497
1.2 Gold 583572 67883 8042 792 144253 15208 191787 20637
1.3 SDRs 152861 17781 43 -33 1638 -351 1025 -529
1.4 Reserve Position in the IMF 36037 4195 24 -4 -2832 -467 -4392 -676
* Difference, if any, is due to rounding off.
# Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); and (c) amounts lent under the SAARC and ACU currency swap arrangements.

4. Scheduled Commercial Banks – Business in India
(₹ Crore)
Item Outstanding as on Dec. 27, 2024 Variation over
Fortnight Financial year so far Year-on-Year
2023-24 2024-25 2023 2024
1 2 3 4 5 6
2 Liabilities to Others            
2.1 Aggregate Deposits 22063132 -5012 2044128 1587905 2354258 1975090
  (21996441)   (1922841)   (2232971) (2029687)
2.1a Growth (Per cent)   11.3 7.8 13.3 9.8
      (10.7)   (12.6) (10.2)
2.1.1 Demand 2570099 -40123 257074 126246 235753 132595
2.1.2 Time 19493033 35111 1787054 1461660 2118504 1842496
2.2 Borrowings 955100 88166 313736 177158 318621 196036
2.3 Other Demand and Time Liabilities 996837 -146713 147479 59409 184492 59707
7 Bank Credit 17742873 155992 2286709 1310709 2655091 1780929
  (17304330)   (1713636)   (2082018) (1915459)
7.1a Growth (Per cent)   0.9 16.7 8.0 20.0 11.2
      (12.5)   (15.6) (12.4)
7a.1 Food Credit 56139 3832 23233 33058 -10834 13000
7a.2 Non-food Credit 17686734 152160 2263476 1277651 2665925 1767929
1. Data since July 14, 2023 include the impact of the merger of a non-bank with a bank.
2. Figures in parentheses exclude the impact of the merger.

6. Money Stock: Components and Sources
(₹ Crore)
Item Outstanding as on Variation over
2024 Fortnight Financial Year so far Year-on-Year
2023-24 2024-25 2023 2024
Mar. 31 Dec. 27 Amount % Amount % Amount % Amount % Amount %
1 2 3 4 5 6 7 8 9 10 11 12
M3 24831618 26513051 -9641 -0.04 1912230 8.6 1681433 6.8 2396756 11.0 2257060 9.3
  (24939860) (26579741) (-10766) (-0.04)     (1639881) (6.6)     (2202464) (9.0)
1 Components (1.1.+1.2+1.3+1.4)                        
1.1 Currency with the Public 3410276 3459713 -16525 -0.5 -20321 -0.6 49437 1.4 133879 4.3 203598 6.3
1.2 Demand Deposits with Banks 2586888 2711239 -40054 -1.5 259892 11.2 124351 4.8 238554 10.2 130750 5.1
1.3 Time Deposits with Banks 18739918 20240470 44554 0.2 1669369 10.0 1500552 8.0 2006204 12.3 1902134 10.4
  (18848160) (20307160) (43429) (0.2)     (1459000) (7.7)     (1847538) (10.0)
1.4 ‘Other’ Deposits with Reserve Bank 94536 101629 2384 2.4 3290 4.2 7093 7.5 18119 28.8 20578 25.4
2 Sources (2.1+2.2+2.3+2.4-2.5)                        
2.1 Net Bank Credit to Government 7512016 7849379 -199199 -2.5 6274 0.1 337363 4.5 606335 9.2 677572 9.4
  (7603571) (7900247) (-199197) (-2.5)     (296676) (3.9)     (627630) (8.6)
2.1.1 Reserve Bank 1193213 1000891 -238205   -471467   -192322   -190595   21232  
2.1.2 Other Banks 6318803 6848488 39006 0.6 477741 8.4 529686 8.4 796930 14.8 656340 10.6
  (6410358) (6899357) (39007) (0.6)     (488998) (7.6)     (606398) (9.6)
2.2 Bank Credit to Commercial Sector 16672145 18090649 189680 1.1 1706980 11.8 1418504 8.5 2089739 14.9 1954033 12.1
  (17202832) (18529191) (182721) (1.0)     (1326360) (7.7)     (1819503) (10.9)
2.2.1 Reserve Bank 14406 10519 248   -21469   -3887   -14772   5439  
2.2.2 Other Banks 16657739 18080130 189432 1.1 1728448 12.0 1422391 8.5 2104511 15.0 1948594 12.1
  (17188426) (18518672) (182474) (1.0)     (1330247) (7.7)     (1814064) (10.9)
Note: Figures in parentheses include the impact of merger of a non-bank with a bank.

8. Liquidity Operations by RBI
(₹ Crore)
Date Liquidity Adjustment Facility Standing Liquidity Facilities OMO (Outright) Net Injection (+)/ Absorption (-)
(1+3+5+7+9-2-4-6-8)
Repo Reverse Repo Variable Rate Repo Variable Rate Reverse Repo MSF SDF Sale Purchase
1 2 3 4 5 6 7 8 9 10
Jan. 06, 2025 15860 54274 -38414
Jan. 07, 2025 50007 24676 66630 57 8110
Jan. 08, 2025 44652 48937 -408 -4693
Jan. 09, 2025 50004 20639 56581 980 15042
Jan. 10, 2025 275011 17638 76178 216471
Jan. 11, 2025 5712 50540 -44828
Jan. 12, 2025 5882 53734 -47852
SDF: Standing Deposit Facility; MSF: Marginal Standing Facility.

The above information can be accessed on Internet at https://wss.rbi.org.in/.

The concepts and methodologies for WSS are available in Handbook on WSS (https://rbi.org.in/scripts/PublicationsView.aspx?id=15762).

Time series data are available at https://data.rbi.org.in.

Ajit Prasad          
Deputy General Manager
(Communications)    

Press Release: 2024-2025/1948