(Amount in ₹ crore) SCHEDULED COMMERCIAL BANKS
(Including RRBs, SFBs and PBs) ALL SCHEDULED BANKS 20-Oct-2023 04-Oct-2024* 18-Oct-2024* 20-Oct-2023 04-Oct-2024* 18-Oct-2024* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from banks 240291.21 287920.78 294002.82 244279.94 292252.74 298612.42** b) Borrowings from banks 200948.20 127899.61 130776.35 201039.57 127950.17 130806.35 c) Other demand & time liabilities 71636.68 22225.29 23256.84 72437.00 22565.39 23585.72 II LIABILITIES TO OTHERS (A) a) Deposits (other than from banks) 19515810.17 21920126.24 21807565.13 19948362.33 22376920.47 22264401.61 i) Demand 2248737.97 2591897.61 2544469.56 2294388.38 2640971.10 2592987.82 ii) Time 17267072.20 19328228.63 19263095.57 17653973.96 19735949.37 19671413.80 b) Borrowings @ 823882.35 855737.85 865397.29 828301.50 860182.85 870010.33 c) Other demand & time liabilities 900122.89 968037.77 949790.46 912722.18 980394.44 961337.53 III BORROWINGS FROM R.B.I. (B) 143805.69 7076.00 7756.00 143805.69 7076.00 7756.00 Against usance bills and / or prom. Notes IV CASH 90802.52 96179.80 91268.52 93027.45 98829.57 93865.07 V BALANCES WITH R.B.I. (B) 917856.29 985504.19 984540.95 937819.19 1005549.79 1004271.57 VI ASSETS WITH BANKING SYSTEM a) Balances with other banks i) In current accounts 8750.80 9434.38 9205.54 11683.63 11858.06 11499.56 ii) In other accounts 181090.52 185300.64 200826.35 220026.32 234510.66 250271.83 b) Money at call & short notice 23293.43 17395.96 17922.44 37351.95 30651.09 31478.44 c) Advances to banks (i.e. due from bks.) 50076.78 43797.31 46893.65 50745.26 44475.86 47528.98£ d) Other assets 93249.51 64171.04 64674.96 95745.99 67364.99 67922.83 VII INVESTMENTS (At book value) 6053428.95 6456309.93 6487715.67 6202779.48 6608725.22 6639354.08 a) Central & State Govt. securities+ 6052732.93 6455630.33 6486975.06 6196215.38 6599897.08 6629061.79 b) Other approved securities 696.02 679.61 740.61 6564.10 8828.13 10292.29 VIII BANK CREDIT (Excluding Inter-Bank Advances) 15457886.81 17297778.17 17238249.96 15857325.97 17745464.05 17688043.01 a) Loans, cash credits & Overdrafts $ 15189362.82 16976648.25 16921898.46 15585992.90 17421102.27 17368392.52 b) Inland Bills purchased 46725.83 69722.05 68083.29 46737.28 71209.88 69618.36 c) Inland Bills discounted 182617.64 213410.68 210239.23 184782.89 214529.15 211364.87 d) Foreign Bills purchased 16192.88 15808.95 15825.69 16397.54 16040.91 16064.56 e) Foreign Bills discounted 22987.64 22188.24 22203.30 23415.36 22581.85 22602.69 NOTE * Provisional figures incorporated in respect of those banks who have not been able to submit final figures. (A) Demand and Time Liabilities do not include borrowings of any Scheduled State Co-operative Bank from State Government and any reserve fund deposits maintained with such banks by any co-operative society within the areas of operation of such banks. ** This excludes deposits of Co-operative Banks with Scheduled State Co-operative Banks. These are included under item II (a). @ Other than from Reserve Bank, National Bank for Agriculture and Rural Development and Export Import Bank of India. (B) The figures relating to Scheduled Commercial Banks’ Borrowings in India from Reserve Bank and balances with Reserve Bank are those shown in the statement of affairs of the Reserve Bank. Borrowings against usance bills and/ or promissory notes are under Section 17(4)(c) of the Reserve Bank of India Act, 1934. Following a change in the accounting practice for LAF transactions with effect from July 11, 2014, as per the recommendations of Malegam Committee formed to Review the Format of Balance Sheet and the Profit and Loss Account of the Bank, the transactions in case of Repo / Term Repo / MSF are reflected under “Borrowings from RBI”. £ This excludes advances granted by Scheduled State Co-operative Banks to Co-operative banks. These are included under item VIII (a). + Includes Treasury Bills, Treasury Deposits, Treasury Savings Certificates and postal obligations. $ Includes advances granted by Scheduled Commercial Banks and State Co-operative Banks to Public Food Procurement Agencies (viz. Food Corporation of India, State Government and their agencies under the Food consortium).
Food Credit Outstanding as on (Amount in ₹ crore) Date 20-Oct-2023 04-Oct-2024 18-Oct-2024 Scheduled Commercial Banks 19841.04 17801.37 18654.04 Scheduled Co-operative Banks 42869.97 49701.91 49624.75
The expression ‘Banking System’ or ‘Banks’ means the banks and any other financial institution referred to in sub-clauses (i) to (vi) of clause (d) of the explanation below Section 42(1) of the Reserve Bank of India Act, 1934.
No. of Scheduled Commercial Banks as on Current Fortnight:135
Ajit Prasad
Deputy General Manager
(Communications)
Press Release: 2024-2025/1405