| 1. Reserve Bank of India – Liabilities and Assets* |
| (₹ Crore) |
| Item |
2025 |
2026 |
Variation |
| Oct. 31 |
Oct. 23 |
Oct. 30 |
Week |
Year |
| 1 |
2 |
3 |
4 |
5 |
| 4 Loans and Advances |
|
|
|
|
|
| 4.1 Central Government |
– |
0 |
0 |
0 |
0 |
| 4.2 State Governments |
20016 |
21074 |
20463 |
-611 |
447 |
| * Data are provisional; difference, if any, is due to rounding off. |
| 2. Foreign Exchange Reserves* |
| Item |
As on October 30, 2026 |
Variation over |
| Week |
End-March 2026 |
Year |
| ₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
| 1 Total Reserves |
6808728 |
717056 |
-24777 |
-2691 |
254866 |
25949 |
685697 |
27324 |
| 1.1 Foreign Currency Assets # |
5612775 |
591118 |
-19299 |
-2088 |
375408 |
38835 |
600657 |
26527 |
| 1.2 Gold |
974120 |
102591 |
-5219 |
-559 |
-120190 |
-12805 |
71058 |
865 |
| 1.3 SDRs |
176209 |
18558 |
-430 |
-47 |
-381 |
-64 |
10694 |
-87 |
| 1.4 Reserve Position in the IMF |
45625 |
4790 |
172 |
3 |
29 |
-18 |
3287 |
18 |
* Difference, if any, is due to rounding off. # Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); (c) amounts lent under SAARC and ACU currency swap arrangements; and (d) RBI’s contribution to funding of Nexus Global Payments. |
| 4. Scheduled Commercial Banks – Business in India |
| (₹ Crore) |
| Item |
Outstanding as on Oct. 15, 2026 |
Variation over |
| Fortnight |
Financial year so far |
Year-on-Year |
| 2025-26 |
2026-27 |
2025 |
2026 |
| 1 |
2 |
3 |
4 |
5 |
6 |
| 2 Liabilities to Others |
|
|
|
|
|
|
| 2.1 Aggregate Deposits |
27875910 |
-519169 |
1302614 |
1647123 |
2074883 |
3992695 |
| 2.1a Growth (Per cent) |
|
-1.8 |
5.8 |
6.3 |
9.5 |
16.7 |
| 2.1.1 Demand |
3299048 |
-436882 |
275653 |
-390226 |
429094 |
325346 |
| 2.1.2 Time |
24576862 |
-82287 |
1026961 |
2037349 |
1645789 |
3667349 |
| 2.2 Borrowings |
1000281 |
36258 |
-54451 |
192364 |
-4599 |
139483 |
| 2.3 Other Demand and Time Liabilities |
1224273 |
-15538 |
30789 |
100750 |
141805 |
131852 |
| 7 Bank Credit |
22742777 |
-252075 |
991782 |
1382880 |
1998080 |
3507023 |
| 7.1a Growth (Per cent) |
|
-1.1 |
5.4 |
6.5 |
11.6 |
18.2 |
| 7a.1 Food Credit |
100093 |
3806 |
15959 |
29821 |
33836 |
47603 |
| 7a.2 Non-food credit |
22642685 |
-255881 |
975824 |
1353059 |
1964245 |
3459420 |
Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023. As per the Banking Laws (Amendment) Act, 2025, the definition of fortnight has been revised from alternate Fridays to 15th and last calendar day of a month, w.e.f. December 15, 2025. |
| 6. Money Stock: Components and Sources |
| (₹ Crore) |
| Item |
Outstanding as on |
Variation over |
| 2026 |
Fortnight^ |
Financial Year so far |
Year-on-Year |
| 2025-26 |
2026-27 |
2025 |
2026 |
| Mar. 31 |
Oct. 15 |
Amount |
% |
Amount |
% |
Amount |
% |
Amount |
% |
Amount |
% |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
| M3 |
31453126 |
33300300 |
-469584 |
-1.4 |
1427771 |
5.2 |
1847174 |
5.9 |
2425079 |
9.2 |
4585940 |
16.0 |
| 1 Components (1.1.+1.2+1.3+1.4) |
|
|
|
|
|
|
|
|
|
|
|
|
| 1.1 Currency with the Public |
4065488 |
4255656 |
48468 |
1.2 |
98342 |
2.7 |
190168 |
4.7 |
313860 |
9.2 |
526563 |
14.1 |
| 1.2 Demand Deposits with Banks |
3844879 |
3453877 |
-437434 |
-11.2 |
278893 |
9.8 |
-391002 |
-10.2 |
430930 |
16.0 |
334962 |
10.7 |
| 1.3 Time Deposits with Banks |
23410625 |
25463077 |
-81225 |
-0.3 |
1048933 |
5.1 |
2052451 |
8.8 |
1663670 |
8.3 |
3711635 |
17.1 |
| 1.4 ‘Other’ Deposits with Reserve Bank |
132134 |
127690 |
607 |
0.5 |
1603 |
1.4 |
-4444 |
-3.4 |
16618 |
16.9 |
12780 |
11.1 |
| 2 Sources (2.1+2.2+2.3+2.4-2.5) |
|
|
|
|
|
|
|
|
|
|
|
|
| 2.1 Net Bank Credit to Government |
9369275 |
9454452 |
37488 |
0.4 |
183110 |
2.2 |
85177 |
0.9 |
768453 |
9.7 |
760516 |
8.7 |
| 2.1.1 Reserve Bank |
2079086 |
1581500 |
-32652 |
|
-17080 |
|
-497586 |
|
358593 |
|
90474 |
|
| 2.1.2 Other Banks |
7290189 |
7872952 |
70140 |
0.9 |
200190 |
2.9 |
582763 |
8.0 |
409860 |
6.0 |
670042 |
9.3 |
| 2.2 Bank Credit to Commercial Sector |
22226641 |
23602596 |
-250808 |
-1.1 |
978875 |
5.1 |
1375955 |
6.2 |
2041735 |
11.3 |
3555592 |
17.7 |
| 2.2.1 Reserve Bank |
28247 |
9013 |
2782 |
|
-23309 |
|
-19234 |
|
5761 |
|
-5923 |
|
| 2.2.2 Other Banks |
22198394 |
23593583 |
-253590 |
-1.1 |
1002184 |
5.3 |
1395189 |
6.3 |
2035974 |
11.3 |
3561515 |
17.8 |
Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 14, 2023. ^: With respect to September 30, 2026. |
| 8. Liquidity Operations by RBI |
| (₹ Crore) |
| Date |
Liquidity Adjustment Facility |
Standing Liquidity Facilities |
OMO (Outright) |
Net Injection (+)/ Absorption (-) (1+3+5+7+9-2-4-6-8) |
| Repo |
Reverse Repo |
Variable Rate Repo |
Variable Rate Reverse Repo |
MSF |
SDF |
Sale |
Purchase |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
| 26-Oct-26 |
– |
– |
150007 |
– |
17385 |
182261 |
-69 |
– |
– |
-14938 |
| 27-Oct-26 |
– |
– |
– |
– |
7022 |
172235 |
– |
– |
– |
-165213 |
| 28-Oct-26 |
– |
– |
– |
– |
495 |
146807 |
-1935 |
– |
– |
-148247 |
| 29-Oct-26 |
– |
– |
– |
– |
9205 |
174418 |
1900 |
– |
– |
-163313 |
| 30-Oct-26 |
– |
– |
– |
– |
48165 |
170508 |
– |
– |
– |
-122343 |
| 31-Oct-26 |
– |
– |
– |
– |
24834 |
187373 |
– |
– |
– |
-162539 |
| 01-Nov-26 |
– |
– |
– |
– |
23427 |
205869 |
– |
– |
– |
-182442 |
| SDF: Standing Deposit Facility; MSF: Marginal Standing Facility. |
Ajit Prasad Deputy General Manager (Communications)
Press Release: 2026-2027/1462
|