1. Reserve Bank of India – Liabilities and Assets*
(₹ Crore)
Item 2025 2026 Variation
Nov. 7 Oct. 30 Nov. 6 Week Year
1 2 3 4 5
4 Loans and Advances          
4.1 Central Government 0 0 0 0 0
4.2 State Governments 36937 20463 15415 -5048 -21522
* Data are provisional; difference, if any, is due to rounding off.

2. Foreign Exchange Reserves*
Item As on November 6, 2026 Variation over
Week End-March 2026 Year
₹ Cr. US$ Mn. ₹ Cr. US$ Mn. ₹ Cr. US$ Mn. ₹ Cr. US$ Mn.
1 2 3 4 5 6 7 8
1 Total Reserves 6758986 719547 -49742 2490 205124 28439 667302 32513
1.1 Foreign Currency Assets # 5554700 591350 -58075 232 317333 39067 570442 29212
1.2 Gold 984377 104796 10257 2205 -109932 -10599 84143 3265
1.3 SDRs 174808 18610 -1401 52 -1781 -11 9946 16
1.4 Reserve Position in the IMF 45101 4791 -524 1 -495 -17 2772 19
* Difference, if any, is due to rounding off.
# Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); (c) amounts lent under SAARC and ACU currency swap arrangements; and (d) RBI’s contribution to funding of Nexus Global Payments.

4. Scheduled Commercial Banks – Business in India
(₹ Crore)
Item Outstanding as on Oct. 31, 2026 Variation over
Fortnight Financial year so far Year-on-Year
2025-26 2026-27 2025 2026
1 2 3 4 5 6
2 Liabilities to Others            
2.1 Aggregate Deposits 28251076 375166 1595156 2022289 2148222 4075319
2.1a Growth (Per cent)   1.3 7.1 7.7 9.8 16.9
2.1.1 Demand 3476854 177807 402898 -212419 538206 375907
2.1.2 Time 24774222 197360 1192257 2234709 1610016 3699412
2.2 Borrowings 1052609 52327 -69008 244691 -17214 206368
2.3 Other Demand and Time Liabilities 1301520 77239 21136 177998 132532 218752
7 Bank Credit 23182499 439720 1149683 1822602 1974123 3788844
7.1a Growth (Per cent)   1.9 6.3 8.5 11.3 19.5
7a.1 Food Credit 123267 23174 33840 52995 40317 52895
7a.2 Non-food credit 23059232 416546 1115843 1769607 1933807 3735948
Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023.
As per the Banking Laws (Amendment) Act, 2025, the definition of fortnight has been revised from alternate Fridays to 15th and last calendar day of a month, w.e.f. December 15, 2025.

6. Money Stock: Components and Sources
(₹ Crore)
Item Outstanding as on Variation over
2026 Fortnight^ Financial Year so far Year-on-Year
2025-26 2026-27 2025 2026
Mar. 31 Oct. 31 Amount % Amount % Amount % Amount % Amount %
1 2 3 4 5 6 7 8 9 10 11 12
M3 31453126 33768416 468116 1.4 1710917 6.3 2315290 7.4 2464745 9.3 4770909 16.5
1 Components (1.1.+1.2+1.3+1.4)                        
1.1 Currency with the Public 4065488 4267896 12240 0.3 89794 2.5 202408 5.0 263305 7.6 547350 14.7
1.2 Demand Deposits with Banks 3844879 3634178 180301 5.2 405792 14.3 -210701 -5.5 540676 20.0 388364 12.0
1.3 Time Deposits with Banks 23410625 25738861 275785 1.1 1213468 5.9 2328236 9.9 1645296 8.1 3822885 17.4
1.4 ‘Other’ Deposits with Reserve Bank 132134 127480 -210 -0.2 1863 1.6 -4653 -3.5 15468 15.5 12311 10.7
2 Sources (2.1+2.2+2.3+2.4-2.5)                        
2.1 Net Bank Credit to Government 9369275 9507646 53201 0.6 229044 2.7 138371 1.5 666244 8.3 767776 8.8
2.1.1 Reserve Bank 2079086 1613716 32216 21806   -465370   318758   83805  
2.1.2 Other Banks 7290189 7893930 20985 0.3 207238 3.0 603741 8.3 347486 5.1 683972 9.5
2.2 Bank Credit to Commercial Sector 22226641 24113521 511274 2.2 1135620 6.0 1886880 8.5 2032608 11.2 3909772 19.4
2.2.1 Reserve Bank 28247 12201 3188   -24643   -16046   4210   -1402  
2.2.2 Other Banks 22198394 24101320 508086 2.2 1160263 6.1 1902926 8.6 2028398 11.2 3911174 19.4
Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 14, 2023.
^: With respect to October 15, 2026.

8. Liquidity Operations by RBI
(₹ Crore)
Date Liquidity Adjustment Facility Standing Liquidity Facilities OMO (Outright) Net Injection (+)/ Absorption (-)
(1+3+5+7+9-2-4-6-8)
Repo Reverse Repo Variable Rate Repo Variable Rate Reverse Repo MSF SDF Sale Purchase
1 2 3 4 5 6 7 8 9 10
02-Nov-26 – – – – 2831 190671 – – – -187840
03-Nov-26 – – – 23905 5765 174812 – – – -192952
04-Nov-26 – – – 51195 9861 136676 – – – -178010
05-Nov-26 – – – 7767 4299 177942 – – – -181410
06-Nov-26 – – – 18133 6873 202470 – – – -213730
07-Nov-26 – – – – 5450 151903 – – – -146453
08-Nov-26 – – – – 3237 150425 – – – -147188
SDF: Standing Deposit Facility; MSF: Marginal Standing Facility.

Ajit Prasad          
Deputy General Manager
(Communications)    

Press Release: 2026-2027/1494