| 1. Reserve Bank of India – Liabilities and Assets* |
| (₹ Crore) |
| Item |
2025 |
2026 |
Variation |
| Nov. 7 |
Oct. 30 |
Nov. 6 |
Week |
Year |
| 1 |
2 |
3 |
4 |
5 |
| 4 Loans and Advances |
|
|
|
|
|
| 4.1 Central Government |
0 |
0 |
0 |
0 |
0 |
| 4.2 State Governments |
36937 |
20463 |
15415 |
-5048 |
-21522 |
| * Data are provisional; difference, if any, is due to rounding off. |
| 2. Foreign Exchange Reserves* |
| Item |
As on November 6, 2026 |
Variation over |
| Week |
End-March 2026 |
Year |
| ₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
| 1 Total Reserves |
6758986 |
719547 |
-49742 |
2490 |
205124 |
28439 |
667302 |
32513 |
| 1.1 Foreign Currency Assets # |
5554700 |
591350 |
-58075 |
232 |
317333 |
39067 |
570442 |
29212 |
| 1.2 Gold |
984377 |
104796 |
10257 |
2205 |
-109932 |
-10599 |
84143 |
3265 |
| 1.3 SDRs |
174808 |
18610 |
-1401 |
52 |
-1781 |
-11 |
9946 |
16 |
| 1.4 Reserve Position in the IMF |
45101 |
4791 |
-524 |
1 |
-495 |
-17 |
2772 |
19 |
* Difference, if any, is due to rounding off. # Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); (c) amounts lent under SAARC and ACU currency swap arrangements; and (d) RBI’s contribution to funding of Nexus Global Payments. |
| 4. Scheduled Commercial Banks – Business in India |
| (₹ Crore) |
| Item |
Outstanding as on Oct. 31, 2026 |
Variation over |
| Fortnight |
Financial year so far |
Year-on-Year |
| 2025-26 |
2026-27 |
2025 |
2026 |
| 1 |
2 |
3 |
4 |
5 |
6 |
| 2 Liabilities to Others |
|
|
|
|
|
|
| 2.1 Aggregate Deposits |
28251076 |
375166 |
1595156 |
2022289 |
2148222 |
4075319 |
| 2.1a Growth (Per cent) |
|
1.3 |
7.1 |
7.7 |
9.8 |
16.9 |
| 2.1.1 Demand |
3476854 |
177807 |
402898 |
-212419 |
538206 |
375907 |
| 2.1.2 Time |
24774222 |
197360 |
1192257 |
2234709 |
1610016 |
3699412 |
| 2.2 Borrowings |
1052609 |
52327 |
-69008 |
244691 |
-17214 |
206368 |
| 2.3 Other Demand and Time Liabilities |
1301520 |
77239 |
21136 |
177998 |
132532 |
218752 |
| 7 Bank Credit |
23182499 |
439720 |
1149683 |
1822602 |
1974123 |
3788844 |
| 7.1a Growth (Per cent) |
|
1.9 |
6.3 |
8.5 |
11.3 |
19.5 |
| 7a.1 Food Credit |
123267 |
23174 |
33840 |
52995 |
40317 |
52895 |
| 7a.2 Non-food credit |
23059232 |
416546 |
1115843 |
1769607 |
1933807 |
3735948 |
Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023. As per the Banking Laws (Amendment) Act, 2025, the definition of fortnight has been revised from alternate Fridays to 15th and last calendar day of a month, w.e.f. December 15, 2025. |
| 6. Money Stock: Components and Sources |
| (₹ Crore) |
| Item |
Outstanding as on |
Variation over |
| 2026 |
Fortnight^ |
Financial Year so far |
Year-on-Year |
| 2025-26 |
2026-27 |
2025 |
2026 |
| Mar. 31 |
Oct. 31 |
Amount |
% |
Amount |
% |
Amount |
% |
Amount |
% |
Amount |
% |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
| M3 |
31453126 |
33768416 |
468116 |
1.4 |
1710917 |
6.3 |
2315290 |
7.4 |
2464745 |
9.3 |
4770909 |
16.5 |
| 1 Components (1.1.+1.2+1.3+1.4) |
|
|
|
|
|
|
|
|
|
|
|
|
| 1.1 Currency with the Public |
4065488 |
4267896 |
12240 |
0.3 |
89794 |
2.5 |
202408 |
5.0 |
263305 |
7.6 |
547350 |
14.7 |
| 1.2 Demand Deposits with Banks |
3844879 |
3634178 |
180301 |
5.2 |
405792 |
14.3 |
-210701 |
-5.5 |
540676 |
20.0 |
388364 |
12.0 |
| 1.3 Time Deposits with Banks |
23410625 |
25738861 |
275785 |
1.1 |
1213468 |
5.9 |
2328236 |
9.9 |
1645296 |
8.1 |
3822885 |
17.4 |
| 1.4 ‘Other’ Deposits with Reserve Bank |
132134 |
127480 |
-210 |
-0.2 |
1863 |
1.6 |
-4653 |
-3.5 |
15468 |
15.5 |
12311 |
10.7 |
| 2 Sources (2.1+2.2+2.3+2.4-2.5) |
|
|
|
|
|
|
|
|
|
|
|
|
| 2.1 Net Bank Credit to Government |
9369275 |
9507646 |
53201 |
0.6 |
229044 |
2.7 |
138371 |
1.5 |
666244 |
8.3 |
767776 |
8.8 |
| 2.1.1 Reserve Bank |
2079086 |
1613716 |
32216 |
|
21806 |
|
-465370 |
|
318758 |
|
83805 |
|
| 2.1.2 Other Banks |
7290189 |
7893930 |
20985 |
0.3 |
207238 |
3.0 |
603741 |
8.3 |
347486 |
5.1 |
683972 |
9.5 |
| 2.2 Bank Credit to Commercial Sector |
22226641 |
24113521 |
511274 |
2.2 |
1135620 |
6.0 |
1886880 |
8.5 |
2032608 |
11.2 |
3909772 |
19.4 |
| 2.2.1 Reserve Bank |
28247 |
12201 |
3188 |
|
-24643 |
|
-16046 |
|
4210 |
|
-1402 |
|
| 2.2.2 Other Banks |
22198394 |
24101320 |
508086 |
2.2 |
1160263 |
6.1 |
1902926 |
8.6 |
2028398 |
11.2 |
3911174 |
19.4 |
Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 14, 2023. ^: With respect to October 15, 2026. |
| 8. Liquidity Operations by RBI |
| (₹ Crore) |
| Date |
Liquidity Adjustment Facility |
Standing Liquidity Facilities |
OMO (Outright) |
Net Injection (+)/ Absorption (-) (1+3+5+7+9-2-4-6-8) |
| Repo |
Reverse Repo |
Variable Rate Repo |
Variable Rate Reverse Repo |
MSF |
SDF |
Sale |
Purchase |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
| 02-Nov-26 |
– |
– |
– |
– |
2831 |
190671 |
– |
– |
– |
-187840 |
| 03-Nov-26 |
– |
– |
– |
23905 |
5765 |
174812 |
– |
– |
– |
-192952 |
| 04-Nov-26 |
– |
– |
– |
51195 |
9861 |
136676 |
– |
– |
– |
-178010 |
| 05-Nov-26 |
– |
– |
– |
7767 |
4299 |
177942 |
– |
– |
– |
-181410 |
| 06-Nov-26 |
– |
– |
– |
18133 |
6873 |
202470 |
– |
– |
– |
-213730 |
| 07-Nov-26 |
– |
– |
– |
– |
5450 |
151903 |
– |
– |
– |
-146453 |
| 08-Nov-26 |
– |
– |
– |
– |
3237 |
150425 |
– |
– |
– |
-147188 |
| SDF: Standing Deposit Facility; MSF: Marginal Standing Facility. |
Ajit Prasad Deputy General Manager (Communications)
Press Release: 2026-2027/1494
|