(Amount in ₹ crore)   SCHEDULED COMMERCIAL BANKS
(Including RRBs, SFBs and PBs)
ALL SCHEDULED BANKS 30-Dec-22 15-Dec-2023* 29-Dec-2023* 30-Dec-22 15-Dec-2023* 29-Dec-2023* I LIABILITIES TO THE BKG.SYSTEM (A)               a) Demand & Time deposits from banks 218462.58 276840.69 266063.51 220831.97 280287.7 269458.02**   b) Borrowings from banks 51283.98 192669.22 189527.12 51597.49 192698.11 189563.12   c) Other demand & time liabilities 56547.73 70471.57 69651.45 57149.74 71176.89 70349.94 II LIABILITIES TO OTHERS (A)               a) Deposits (other than from banks) 17733783.81 19791556.49
(19667586.02) 20081826.6
(19960539.54) 18157728.26 20228914.92
(20104944.45) 20518007.3
(20396720.24)   i) Demand 2201750.82 2319503.35 2432895.55 2245942.26 2367409.2 2480467.57   ii) Time 15532032.99 17472053.21 17648931.02 15911786 17861505.79 18037539.69   b) Borrowings @ 440443.7 761991.93 759183.51 445126.24 766352.35 763702.8   c) Other demand & time liabilities 752637.92 1031233.29 933868.19 766690.66 1043593.89 947905.17 III BORROWINGS FROM R.B.I. (B) 127472 155844.16 271352 127472 155844.16 271352   Against usance bills and / or prom. Notes             IV CASH 98614.8 84432.45 95051.32 101118.85 86736.73 97552.6 V BALANCES WITH R.B.I. (B) 841611.96 936401.42 939846.55 861524.41 955808.28 959326.42 VI ASSETS WITH BANKING SYSTEM               a) Balances with other banks               i) In current accounts 19997.65 14449.59 10248.58 23689 16972.98 13069.61   ii) In other accounts 170300.66 192431.67 191406.87 207338.71 234358.92 233247.29   b) Money at call & short notice 18843.17 14447.97 17201.31 38714.62 51627.66 34836.02   c) Advances to banks (i.e. due from bks.) 44875.19 54757.56 44109.6 46615.92 55597.96 45520.97 £   d) Other assets 62510.87 98022.55 100688.73 65593.54 100375.84 103017.58 VII INVESTMENTS (At book value) 5096043.85 5960517.42
(5859711.63) 5991459.1
(5890648.80) 5241306.9 6109427.59
(6008621.80) 6139845.21
(6039034.91)   a) Central & State Govt. securities+ 5095190.11 5959761.34 5990721.76 5234518.33 6102511.9 6133219.93   b) Other approved securities 853.74 756.08 737.36 6788.57 6915.69 6625.3 VIII BANK CREDIT (Excluding Inter-Bank Advances) 13306853.05 15779480.15
(15204074.32) 15961344.97
(15388272.47) 13697648.81 16199557.7
(15624151.87) 16384704.72
(15811632.22)   a) Loans, cash credits & Overdrafts $ 13068325.9 15505945.53 15672007.42 13456162.76 15923139.28 16092502.42   b) Inland Bills purchased 35310.5 50636.01 52298.02 35325.55 50647.41 52309.2   c) Inland Bills discounted 156954.73 184888.16 196535.05 159216.84 187192.32 198815.91   d) Foreign Bills purchased 18726.62 15941.65 17406.39 18911.13 16168.28 17625.45   e) Foreign Bills discounted 27535.3 22068.75 23098.11 28032.53 22410.36 23451.76   NOTE * Provisional figures incorporated in respect of those banks who have not been able to submit final figures. (A) Demand and Time Liabilities do not include borrowings of any Scheduled State Co-operative Bank from State Government and any reserve fund deposits maintained with such banks by any co-operative society within the areas of operation of such banks. ** This excludes deposits of Co-operative Banks with Scheduled State Co-operative Banks. These are included under item II (a). @ Other than from Reserve Bank, National Bank for Agriculture and Rural Development and Export Import Bank of India. (B) The figures relating to Scheduled Commercial Banks’ Borrowings in India from Reserve Bank and balances with Reserve Bank are those shown in the statement of affairs of the Reserve Bank. Borrowings against usance bills and/ or promissory notes are under Section 17(4)(c) of the Reserve Bank of India Act, 1934. Following a change in the accounting practice for LAF transactions with effect from July 11, 2014, as per the recommendations of Malegam Committee formed to Review the Format of Balance Sheet and the Profit and Loss Account of the Bank, the transactions in case of Repo / Term Repo / MSF are reflected under “Borrowings from RBI”. £ This excludes advances granted by Scheduled State Co-operative Banks to Co-operative banks. These are included under item VIII (a). + Includes Treasury Bills, Treasury Deposits, Treasury Savings Certificates and postal obligations. $ Includes advances granted by Scheduled Commercial Banks and State Co-operative Banks to Public Food Procurement Agencies (viz. Food Corporation of India, State Government and their agencies under the Food consortium). () (i) Data since July 14, 2023 include the impact of the merger of a non-bank with a bank.
(ii) Figures in parentheses exclude the impact of the merger.
Food Credit Outstanding as on (Amount in ₹ crore) Date 30-Dec-22 15-Dec-23 29-Dec-23 Scheduled Commercial Banks 53972.42 42499.37 43138.61 State Co-operative Banks 45717.8 51963.57 52395.09

The expression ‘Banking System’ or ‘Banks’ means the banks and any other financial institution referred to in sub-clauses (i) to (vi) of clause (d) of the explanation below Section 42(1) of the Reserve Bank of India Act, 1934.

No. of Scheduled Commercial Banks as on Current Fortnight:137

Ajit Prasad            
Director (Communications)

Press Release: 2023-2024/1654